Getting your insurance to cover a roof replacement starts with understanding what your policy actually covers. Most homeowners insurance policies will cover roof damage caused by sudden events like storms, hail, or falling trees—but they won't cover normal wear and tear from aging.

The key is documenting the damage immediately after a covered incident occurs and filing your claim promptly. At bvexterior.com, we've helped countless homeowners navigate this process and get the coverage they deserve.

Start by thoroughly inspecting your roof after any storm or weather event and take clear photos of all visible damage. Contact your insurance company right away to file a claim, then schedule a professional inspection with a trusted roofing contractor like BV Exterior.

A detailed inspection report from an experienced roofer provides the solid documentation your insurance adjuster needs to approve your claim. We'll identify all damage—even the issues that aren't immediately visible from the ground—so nothing gets overlooked and you get full coverage.

Working with the right roofing company honestly makes all the difference when dealing with insurance claims. The team at bvexterior.com has years of experience working directly with insurance adjusters and can advocate on your behalf throughout the entire process.

We'll meet with your adjuster, provide detailed estimates, and help you understand exactly what's covered under your policy. It takes the stress out of what can otherwise feel like a confusing battle.

Don't let the insurance claim process intimidate you or stop you from getting a roof you need. With proper documentation, timely filing, and an experienced roofing partner by your side, you can successfully get your roof replacement covered.

Contact BV Exterior today for a free inspection and let us walk you through every step of the insurance claim process.